Finances

All About Commercial Lending

Obtaining a personal type of financing, such as personal, car or house loan, is a lot easier than getting a commercial finance of your business project. These types of business loans also involve a lot more work and obstacles, in order to obtain them. We give you some basic information about commercial lending and the whole working process.

Bankruptcy as a Solution

When you are faced with a bad financial status, one of the options to remedy your financial woes is to choose bankruptcy solution. This can help you to consolidate your finances and put growing debt under control. Bankruptcy should not be viewed as a financial oblivion, but as sensible means to get yourself or your business "back on feet".

Banks Don't Need Your Money for Loans

Traditional banks used their customers' deposits to make loans. Modern fractional reserve banking enables banks to make loans by using only a fraction of deposits to make loans. How does this work? Where do banks get money to make loans? Learn more about modern banking practices and how fractional reserve works.

Basics of Business Branding

In the free market, your business brand is what makes you stand out from your competitors. It gives you a clear sense of what you are and what you want to achieve. A good business brand also builds customer loyalty. but there's more to it than brand design or logo. Take a look at some of the segments that go into developing a good business brand.

Blockchain Impact on Business World

When you hear "blockchain" your first thought might be this technology's association with cryptocurrencies. But cryptos are only one of the initial applications of this new technology. Its impact on the business world is far greater and more profound, especially on FinTech. It helps to understand how these block chain applications are so impactful on all business.

Better Efficiency with Business Cloud Software

Computers and smart phones make it possible to to run your business from the comfort of your own home. The invention of cloud networking makes it easier to handle your own small business accounting quickly and easily. There is a whole ranged of business cloud software programs available to handle finances for small and medium businesses.

Best Business Financing Sources

When you have a new business idea and are contemplating turning it into a new business venture, one of the first things you will need, after you create a business plan, is a source of business financing. There are many options available out there, from self-funding and family borrowing to bank loans. We examine ten best sources of potential business finance in more detail.

Divorce and Finances Abroad

These days people tend to get married later on, resulting in fewer divorces, when compared to the 1980s and 1990s. With a more mature approach to what is a lifetime commitment, people are more realistic in what they expect of their union. Still, differences happen, which is only human. We examine divorce policies in different parts of the world.

Fund Your Small Business

When you are starting a business, you can imagine exciting times ahead. Indeed, with the right business idea, you can start building the foundations of your future business. But one of the essentials for your start-up is funding. If you have some savings, that's fine. But it's better to use that as a backup and instead look for other ways to fund your small business.

Hire a Business Plan Consultant

When you are planning to start a new business or a company, developing a really good business plan is crucial to the success of your new venture. There are cases when you might not need professional help with your business plan. However, in most instances you will be much better off to hire an experienced business plan consultant.

Learn About Finance Online

Learning about sound finance management can have a crucial impact on your life. It will help you learn how to budget more effectively, how to make your money grow and work for you, and perhaps even help to start an investment portfolio. But these things are not to be rushed. Take "baby steps" first and then go on as you develop confidence.

Managing Business When Traveling

At first, business and travel don't seem to mix well. Indeed, some businesses require an ongoing presence to be managed properly. But modern technology has given us many practical tools that help us manage business while away. With careful planning, some traveling business people become even more productive.

Solve Your Cash Flow Problems

No matter what your financial status is, from time to time you are likely to experience decreased cash flow. This can affect your personal finances or your business and can cause financial hardship. But if you know what to do and how to do it, you can overcome this as a temporary problem only. We examine four ways to deal with cash flow problems.